Living in Poland some things always seem to be a little bit tougher for foreigners to do than for Poles themselves. Sometimes this is because of the language barrier, sometimes because we don’t have the expected documentation.
One of those things is dealing with banks and in particular doing things such as borrowing credit or getting pension advice. So I have put together some related vocabulary and a list of independent financial advisers with an overview of what services they offer.
Vocabulary
Doradcy Finansowi – financial advisors
Fundusze inwestycyjne – investment funds
Inwestowanie – investments
Kredyt mieszkaniowy – mortgage
Kwota – sum/amount
Lokata – deposit
OFE – Otwarte Funduszy Emerytalne – pension plans
Oszczędzanie – savings
Pożyczka hipoteczna – personal loan
Ubezpieczenie – insurance
Zamiana kredytów na tańsze – debt consolidation loan
Financial Advisors
The financial advisors below will meet you free of charge. They act as brokers and therefore can offer you a range of products from various financial institions. You do not pay for their services - instead they take a commission from the financial insitutions themselves. Furthermore, in many cases they can get you better rates than if you go direct so it’s always worth seeing what they have to offer.
Gold Finance (financial advisors)
Description: Financial advice firm also specialising in gold, diamonds and leasing.
Help for foreigners: Gold Finance don’t offer any specific help for non-Polish speakers, however English speaking advisors may be available depending on location.
How to contact Gold Finance: click this link to visit Gold Finance and you will see the contact form. Choose the product type (produkt) that you are interested in (see vocabulary above). Fill out your first name, last name, town, mobile number and email address and hit “wyślij formularz” (send form).
Wealth Solutions (investment consultants)
Description: Wealth Solutions are not financial advisors but rather “wealth management consultants” who create, sell and consult on investment related products.
Help for foreigners: Wealth Solutions don’t offer any specific help for non-Polish speakers, however English speaking advisors may be available depending on location.
How to contact Wealth Solutions: click this link to go straight to their contact form. Fill out your email, first name, last name, location, phone number and in “treść” put your message to them.
